Risk Analyst Senior - Financial Risk & Analytics

About the Role:

• TPRM is part of the office of the Chief Risk Officer (CRO).
• It is responsible for defining the enterprise-level TPRM framework and conducting risk assessments on third parties and major partners, including control testing, financial analysis, portfolio reviews, exposure analysis, and executive reporting.
• TPRM is considered Second Line of Defense (2LOD) for the bank and is one of the key areas in GRC that manages risks at the Enterprise Level.
• The Risk Analyst Senior role sits in the Financial Risk and Analytics team of TPRM.

What You Will Do:

• Conduct ongoing financial and credit reviews on third parties and key partners to determine their financial health, including their liquidity, solvency, profitability, capital adequacy and the bank’s exposure.
• Assist in standing up TPRM’s exposure reporting, periodic metric monitoring and partner reserve management function.
• Control test the financial risk assessments performed at the First Line.
• Provide credible challenge on risk assessments, control effectiveness and risk acceptance requests.
• Gather and analyze data from various databases, enterprise systems and business intelligence and data visualization platforms.

What You Will Need:

• Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics and risk modeling
• Experience in analyzing risks in the following areas: merchant acquiring, card issuing, commercial and consumer lending, payments, or equivalent third party risk management function at the enterprise level
• Bachelor’s degree in business or related field
• MBA or relevant master’s degree or experience
• Proficient use of Generative AI
• Effective writing and presentation skills
• Strong organizational and problem-solving skills

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range:  $72,000 – $120,000

 
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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