Risk & Compliance Officer - Mortgages

Welcome to Mojo Mortgages, where we're on a mission to become the largest and most disruptive mortgage broker in the UK. With the support of our RVU family of brands, including Uswitch, Money, Confused, and Zoopla, we're scaling fast and taking the industry by storm. We're not just growing quickly, we're growing exponentially. Our revenue has seen a staggering 300% growth year on year, and we're just getting started.

We're proud of our high Glassdoor Score, British Bank Awards, and fantastic customer reviews, but we're always striving to do better. We're all about pushing the boundaries, doing mortgages differently, and delivering outstanding service that makes a real difference in people's lives.

We're looking for a Risk & Compliance Officer who can bring their experience to our team. If you're the right fit, you'll have a solid understanding of risk and regulation impacts, and the ability to work in a fast-paced, agile, multilayered environment.

We're all about getting things done, so you'll need to be able to work in an iterative, pragmatic manner while keeping our risk appetite in check. As we grow and innovate, you'll help build on our reputation and deliver excellent customer outcomes.

You should be skilled and diligent in interpreting and applying regulatory rules and guidance from the FCA, as well as having a solid understanding of ICO DPA/GDPR regulations. We need someone who can apply these rules and principles with a balanced and reasoned approach, ensuring that we meet customer needs, regulatory requirements, and business objectives in a compliant manner.

What you will be doing:

Responsible for assisting the Chief of Risk & Compliance with delivering an effective, high quality, risk-based risk and compliance assurance plan. Assessing the adequacy and effectiveness of the measures, controls and procedures put in place by the 1st Line of Defence to address compliance with all relevant conduct regulatory obligations and with the ERM framework through specific thematic reviews.

Your main responsibilities will include assisting with the development of an annual, risk-based Risk and Compliance assurance plan which focuses on identifying, measuring and managing regulatory and business risks

Accountabilities:

• Takes responsibility for delivering robust risk and compliance based assurance reviews and oversight activities to provide Senior Management an insight into the efficiency and effectiveness of managing regulatory compliance and wider business risks and commenting on best practice
• Develop high quality, succinct, timely and accurate monitoring and oversight reports
• Collaborate with the business to determine and agree pragmatic and effective remedial and preventative recommendations where vulnerabilities and risks exist, monitor corrective plans and provide guidance, advice and support to deal with and avoid similar situations in the future
• Liaise with key stakeholders in the business to effectively track, manage and report on open, closed and overdue actions through to successful implementation
• Assist the Chief of Risk & Compliance in developing monthly and quarterly management information on all monitoring and oversight activities, risks and issues, which contribute to the Assurance reports for the Board and Executive Management

Requirements

• Thorough knowledge of FCA regulations and guidance, including PRIN, COND, SYSC, PERG, GEN, DISP, T&C, MCOB, ICOB, FG, FCA CP and PS, and thematic reviews
• Appropriate qualifications in Compliance, Risk Management, and Regulated Advice
• Understanding of ICO DPA/GDPR regulations and their impacts
• Knowledge of market trends, competitor services, and the use of technology
• Ability to collaborate, challenge and communicate effectively with colleagues and management
• Experience in policy design and governance
• Attention to detail with a can-do attitude
• Ability to adapt quickly to changing circumstances
• Passion for delivering excellence
• Start-up attitude and willingness to innovate
• Excellent communication, interpersonal, and presentation skills

Benefits

• Remote working
• Basic Salary of £40-£50k depending on experience
• Work from anywhere in the world for up to 30 days per year
• 25 days holiday plus bank holidays (up to 28 days with length of service)
• Half day holiday for your birthday
• Day off for moving house
• Company social events
• Pension via People's Pension (Pension match up to 5%)
• Sick pay and sick pay insurance
• Wellness programme from Able Futures
• Subsidised private medical insurance
• Critical Illness cover
• Death in service (4 times base salary)
• Enhanced Maternity, primary adoption pay
• Enhanced paternity & secondary adoption pay
• Compassionate leave
• Long service awards up to £3000
• Casual dress

#mojo

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