Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Job Description
As an Achieve team member and Corporate Counsel you will impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. In this role you will Support Achieve’s rapid growth by partnering with business and finance leaders to identify and execute on financing and acquisition opportunities.
What You’ll Do:
- Continually monitor developing legal and regulatory requirements to identify potential risks and partner with business leaders to ensure compliance with applicable laws and regulations
- Provide accurate, actionable, and timely counsel to business partners in a variety of areas, including contracts, licensing, and compliance with the laws and regulations governing the marketing, financing, origination, and servicing of consumer loans
- Collaborate with legal, risk and compliance colleagues and other cross-functional teams to promote a culture of compliance while helping to launch new products and services and better engage with and serve our customers
- Review and draft a broad range of contracts, regulatory filings and other legal documents, including agreements with Achieve’s third-party partners, investors and other external parties (auditors, regulators, outside counsel, etc.)
- Represent Achieve with regulators and external partners in connection with examinations and other regulatory inquiries
- Assist with license applications and maintenance
Qualifications
What You’ll Bring:
- A curious mind eager to learn about our businesses and develop expertise in new and unfamiliar areas of law.
- Dedication to Achieve’s mission to offer innovative products that help ordinary Americans improve their finances.
- A business and solution-oriented approach to resolving issues and desire to collaborate with legal and business leaders.
- Experience drafting and negotiating commercial and/or financial contracts.
- Excellent interpersonal, communication, and analytic skills.
- State bar member in good standing in any jurisdiction.
- At least three to five years of legal experience, including law firm and/or in-house legal department experience.
- Familiarity with sophisticated financial transactions, such as asset-backed securitizations and warehouse financings.
- Familiarity with securities laws (e.g., the ’33 Act, the ’34 Act, and the ’40 Act)
- Knowledge of consumer finance laws and regulations, including The Fair Lending Act, TILA/Reg. Z, RESPA, FCRA, FDCPA, SCRA, BSA/AML, EFTA, GLBA and CCPA.
- The preferred candidate would work out of our San Mateo, California, or Tempe, Arizona office, but remote opportunities will be considered.
Additional Information
Achieve well-being with:
- Hybrid work opportunities
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA
- Sick time off
- Access to wellness support through Employee Assistance Program, Talkspace, and fitness discounts
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect with other employees through our six employee resource groups
Salary Range: $135,000.00 to $210,000.00 per year. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Join Achieve, change the future.
At Achieve, we’re changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.
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